Skip to main content
H & M Financial Group, LLC.
menu
  • Home
  • About
    • Our Process
    • Who We Serve
    • Our Team
  • Our Services
    • Investment Planning
    • Financial Planning
    • Retirement Planning
    • Tax Planning
    • Insurance Planning
    • Employee Benefits for Business Owners
  • Resources
    • Financial Calculators
    • Blog
    • Outlook 2024
    • Questionnaire
  • Contact
  • Account View
  • Bodie Island Lighthouse, North Carolina

Blog

Business page of a newspaper
Teran Wilkins | Sep 28, 2023

Navigating Fiscal Dramas and Market Downturns: What You Need to Know

Investments
Savings
Risk Management
The world of finance is never static. It's an ever-changing landscape that reflects the ebb and flow of economic indicators, political events, and public
Read More
Three women laughing in a park
Teran Wilkins | Sep 25, 2023

What College Students Need to Know About Money

College

College represents a time of independence in a young adult’s life. It may be the first time that your child has almost complete control over their own finances

Read More
Elderly person holding a stress ball
Teran Wilkins | Sep 22, 2023

How to Plan Long-Term Care Before You Need It

Finance

It’s daunting to think about the day when you may not be able to live independently and care for yourself. But planning early for long-term care can keep you

Read More
Businessman using a laptop and smartphone
Teran Wilkins | Sep 20, 2023

Understanding Exchange-Traded Funds

Finance

Thinking about where to invest your money can be overwhelming and confusing, especially for those who are unfamiliar with all options for investing. If you’d

Read More
desk with laptops
Teran Wilkins | Sep 18, 2023

The Value of Investing with a Financial Professional Instead of a Do-It-Yourself Approach

Finance

Paying fees for professional investment management is something we’d all like to avoid. Why pay for some guy in a suit to manage your investments when you can

Read More
Young professional women in a meeting
Teran Wilkins | Sep 15, 2023

Explaining the Benefits of a 401(k) to Young Adults Entering the Workforce

Finance

If you have a child graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new

Read More
Happy elderly couple holding yellow flowers
Teran Wilkins | Sep 13, 2023

Should You Retire at the Same Time As Your Spouse?

Retirement

If you and your spouse are making plans to retire, you’re probably wondering whether it’s a good idea to retire at the same time. Many couples go through the

Read More
Senior couple in a meeting with a financial professional
Teran Wilkins | Sep 11, 2023

The Risk of Reverse Dollar-Cost Averaging for Retirees

Retirement
Investments
What exactly is dollar-cost averaging? And how can reverse dollar-cost averaging be risky to those who live on a fixed income?
Read More
Grandmother with child
Teran Wilkins | Sep 8, 2023

IRS Changes Inheritance Rules: Protecting Your Legacy

Tax Planning
Estate Planning
The IRS recently updated some rules about trusts that could make your heirs accidentally liable for capital gains taxes. It's another quiet change that could
Read More
Woman in grad cap and gown sitting on stairs and smiling. She's wearing a ribbon that says Doctor of Medicine
Teran Wilkins | Sep 6, 2023

The Pros and Cons of Investing in a 529 Plan for College

College
Savings
One of the best ways to prepare for the cost of college is to start saving early. Here are some pros and cons of a 529 savings plan to consider.
Read More
Man sitting at a long table in front of a window. He is looking at his phone.
Teran Wilkins | Sep 4, 2023

Passive Income Investments: How to Make Your Money Work for You

Investments
Savings
Looking to potentially increase your income without working extra hours? A passive income investment may bring you closer to your wealth-building goals.
Read More
Woman writing in a paper planner with a pen
Teran Wilkins | Sep 1, 2023

Retirement Calculator: Are You On Track to Reach Your Goals?

Retirement
Savings
Thinking about retirement and fixed-income living can be overwhelming. Here are some things to consider when planning your retirement.
Read More

Pagination

  • First page « First
  • Previous page ‹ Previous
  • Page 1
  • Page 2
  • Page 3
  • Current page 4
  • Page 5
  • Page 6
  • Page 7
  • Page 8
  • Page 9
  • Next page Next ›
  • Last page Last »

Office

8309 Six Forks Road
Suite 107
Raleigh NC 27615

 

8326 NC-56 Hwy
Suite 100
Louisburg, NC 27549

919-496-3911

Contact Info

E: teran.wilkins@lpl.com
P: 919-870-1818
F: 919-870-1812

Get in Touch

Securities and Advisory services offered through LPL Financial, a registered investment advisor. Member FINRA / SIPC.

The LPL Financial Registered Representative(s) associated with this site may only discuss and/or transact securities business with residents of the following states: of: NC, FL, GA, IN, LA, NY, PA, SC, TX, VA

Fee-based advisory services are available only to residents of: LA, NC, TX
We are licensed to sell insurance products in the following states of: NC, FL, VA

LPL Financial Form CRS

© 2025 H & M Financial Group, LLC. All rights reserved.